905 777 7877
How we can help you be debt free
Prepare: gathering documents such as bills, paystubs, etc.
Important steps
Budgeting is a Cycle
Create: estimate the numbers and ensure your expenses are less than your income.
Implement: write down income as it is earned, and record actual expenses as they occur.
Review: compare what actually happened against your estimate budget and use this information to adjust for your next budgeting period.
Download your FREE
budgeting template
There are many different ways to create a budget and everyone is different. This budgeting template is just one of many available options. If this budgeting template does not work for you, don’t give up or get discouraged! Instead, use this activity as a learning experience and then after you can discuss different options with Laura G.
For the purpose of the budgeting template, your budget period will cover one month
The first section of the budgeting template is divided into three main categories:
- income (money coming in)
- expenses (money going out)
- savings (money set aside for later use)
The second section of the budgeting template provides a summary from the first section. This summary will help you succeed throughout the budgeting cycle.
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905 777 7877
info@lauracanhelp.com
Unit 6A, 45 Goderich Road Hamilton, Ontario L8E 4W8